We have access to niche lenders that often have loans programs that are targeted to borrowers with bad or poor credit. Borrowers with, multiple collection accounts, and recent late payments are a few of the profiles that fit within these niche programs.
When speaking with one of our mortgage professionals, please be sure to mention if your credit score is at or below 500, because we have very specialized programs which may be able to provide you with the financing you need.
Everyone wants to qualify for loans at the lowest interest rates and with the most favorable conditions, but for those with severely blemished credit reports, the odds of doing so may not be attainable, but there may still be programs available.
The key to getting a sub-prime loan is disclosure. Although you may have been turned down by a bank for a certain incident in your credit history you need to be honest with us and disclose all the possible occurrences in your credit history that may prevent your loan from closing. We are experts in finding the right program to fit your needs. If anything has been omitted the lender will find it and wonder why our agent did not submit the information. Lenders do not like surprises. So, disclose everything, good or bad, from your credit history and let us find the right lender for you.
